Time to save

A year ago I told my friends and colleagues that, in a couple of years we will have more poor and below poverty people than we had in the 60's. Everyone thought that i am kidding. But now they realised that i was right. Well its not the time to prove who is right and who is wrong. Its time to realise that we are not doing the right thing. I dont want to talk about the statistics or government records. I am here to tell what an average person can do.

Most of the Americans either dont have a job or are earning less money than we should earn. There are a lot to do to improve and get our country to a better position. But to start, at first we need to stabilze individual citizens position. We cant earn more money but we can start spending less money. I always advice people on savings.

It is a known fact that Americans spent more money than others.  But its time to change things. I have been to more than 30 countries and realised the difference between us and others. Many of you know that i am a 24 years old successful professional accountant making more than 80k a year. But only few of you know how i spend them. In the next part i will talk about how i live and save money. In the third part i will tell you about how an average American can live a better life and what are the waste spendings he/she can avoid.

Sit and talk

Some people say that silence solves the problem. But its not true in all the situations. Sometimes silence increases the problem. When people argue for small reasons, they fight over it and then stop talking to each other. This is not good especially in family arguements. The only aolution to solve it is to sit and talk.
Most people think that its the toughest thing to do. But its the easiest way to solve the dispute. It takes a minute or two to solve a problem but many of us dont do. There are few reasons for why people dont prefer this way. Some people are afraid to talk, some people dont talk due to their pride and some people has no idea of what to do.
Later they realise that they could have solved the problem but its too late but until then the problem evolves and that makes it more complicate to solve.
The very first thing to do is to think with a cool and neutral mind. The next step is to talk to him/her. Even he/she will have the same problem or may be waiting for you to start.
Talking  and convincing others is an art. The way differs for different cases. I will talk about convincing different people in another post, including convincing parents, boyfriend/girlfriend, friends, colleagues, strangers and boss.

Amazing Woman - Jessica Cox

Relationship between a girl/woman and a boy/man

People think that, a man and a woman (who are not relatives) can only be boyfriend/girlfriend or looking for some kind of encounter (Please ignore the gay-lesbian concept here). That’s because they are raised in such a way. We believe in what our parents says, what our society thinks and what we see on television. But that’s not true. 

A boy and a girl can be best friends forever or they may treat each other like brother-sister. Having a brother or sister who is not related to us is awesome. I don’t know how to define that. Those are undefined feelings. We don’t think about that because we learn mostly from TV shows and movies. But movies and TV shows don’t show us anything related to that. 

But my parents raised me well. They told me that, “Son, you should have only one girl in your life as your wife and all others are either your friends (friend not girlfriend) or sisters.” And I am happy to have such good parents. Now thanks to them I got a lot of sisters who are not my blood relatives. I am happy to have a lot of sisters especially younger. I have elder sister (my own sister and I love her), but I never got to care for her. She was the one who always took care of me. But having a younger sister means I am the one who take care and I love that responsibility. 

I got a lot of friends as well. Those are undefined relationships. You got a responsibility as a friend to your opposite sex friend. You got to care for them and make sure they don’t go in the wrong path. You have to make your relationship strong with everyone whether he or she is your friend or relative. That’s what America and all other countries needs.  

Teach this to everyone especially the younger generation and help our nation and the world to build a stronger relationship.

Why do we feel tired after a journey?

Many times we feel so tired after our journey and unable to walk or feel as if we were carrying the vehicle especially after bus, train and air journey. It’s because we don’t sit properly. Your journey depends on the way you sit. There are several ways to sit. Mostly it depends on the seat. 

Never bend your leg backwards while sitting. It gives pressure on your legs and also creates problem in blood circulation in long journey. That’s why you feel so tired as if you walked throughout the journey. Stretch your legs forward as much as possible. 

Secondly lean back and spread all your body weight throughout your back. If you don’t spread your weight throughout your back then the pressure will be on your thighs, which make you feel tired and pain in your legs after your journey.

This is a simple tip. Try it and share your experience. You may feel the difference.

Failure: A good teacher

It may be a game. But many of us have the same situation in real

You can’t live a perfect life. Trust me; you will hate your life if it’s perfect. A perfect life will be boring. If you win throughout your life, then a small failure can collapse you totally. But for people who failed don’t care about it. But the truth is everyone fail somewhere in their life. Failure teaches a lot of things.

 Every famous person on earth has failed in something. The difference between them and rest of the people is that, they realized their failure, understood where they were wrong, consider it as an experience and continue their work. But others get disappointed and feel that they aren’t the best and they can’t do it.

There are people who failed several times in their life but never gave up and proved that they are the best. Everyone got the same stuff in their head, the only think matters is how you use it. Think differently, you can change your life.

Learn from your mistakes. Try again and again to achieve success in your life. Check out the history, all the great people you know learned from their mistakes. Read the biography of any person you like. You will realize no one on earth has succeeded in everything they tried in the very first time.

The first thing you need to do when you fail is to think where you have done a mistake and start it again. It’s impossible to live a life without failing. Many people, who pretend as if they never failed, are just creating an impression in the public that they never faced the failure. But the truth is they did.

If you want to win big, you must fail. And remember, never ever give up. Millions of people try achieving a task but all fails. Only few people try again and win. Now it’s up to you. Do you want to be one in a million or one among the million?  

How to choose your life partner

I was getting a lot emails from people asking to write on this topic. It is an important topic but there are no universal points to describe this topic. It depends on individual. So as I said in my other blog, for better result contact me and tell me about you. But I didn’t expect hundreds of emails. It’s good that people really care about themselves. Everyone who wants to know can contact me. But for those who don’t like to ask personally, these are some steps to follow.

Selecting the right person to share the rest of your life is an important step for everyone. But most of us don’t do it in the right way and it results in fight and then separation. There can be many reasons for the fight and separation but if he/she would have selected the right person for his or her life then he or she wouldn’t faced that problem. Your fight not only affects you, but it also affects your kids and their future. That doesn’t help them in becoming a good person in the society. So, selecting the right person is not only good for you, but it is also good for the future generation and the society.

There is no universal set of characters or features to find a perfect person. It differs from person to person. So I am going to tell you about how to select your future spouse, not what you should look for. 

Find similarities and differences. You should not select either a person who completely matches you or a person who is completely opposite to you. In some cases, he or she should be opposite to you and in some cases he or she should be like you. For example, in every family either the wife or the husband should be frugal and other one generous. Both of you should have common things like, if you like to travel a lot and enjoy your weekends to some adventures place but your spouse like to spend his or her time in home. There are dozens of features to look for. 

Another important thing is to be honest to you.  People select their life partner is like kids select a toy. Kids don’t look at the disadvantages of the product. Sometimes a single feature of the product covers all the disadvantages. We stick with the feature to fool ourselves and think of all other points as useless. Just like the smokers. The smokers know that smoking will kill them but still they can’t quit it. 

Be honest to yourself and ask yourself about what do you like about him or her and what you don’t like about him or her. The main problem in love and relationship is that, you don’t see the negative things about him or her. You know about his or her negative feature but you try to cheat yourself and think that it’s not important. That’s why love is blind. It is not blind because the person in love can’t see but it is blind because they can’t think. It don’t cover your eye, it covers your mind. 

Another way to know is by asking someone who cares about you. Ask your family and friends. I prefer to ask your parents. They are the people who know more about us than any other person. They will tell you about what kind of person can manage his or her life with you. 

Another simple way to know whether you can live a happy life with him or her is by comparing him or her. You should compare each of his or her character with someone you know. No two people are similar so compare with different people. For example, if he or she is short tempered, lazy and car lover. Then look for any of your friends or family members who are short tempered and think on how to you behave when they are angry. Do this with his or her other characters and get a result by combining all of his or her characters.

Is communication development destroying relationships?

Communicating has never been so easy. One can contact anyone at anytime as everyone got a mobile phone. But do you really know that it is also responsible for many fights and break ups. 

Until the 60’s, people had to travel for hours to talk even if the person is in the same city. But after the 60’s, people got the fixed telephones. But now we have a phone which we can carry anywhere. Today, if we heard that someone is talking or doing something against us, then we will call him or her and fight in the phone. But in those days people had to travel to speak to them and that time gap helps them a lot. Generally people should take some time before they argue with someone but thanks to the advanced technology we don’t like to waste our time in thinking. The time allow people to think a lot like whether what we heard can be right or wrong, Is he or she really did that or what he or she has done is right or wrong and about how to deal with it without hurting him or her. When you deal with any problem without thinking, then you will definitely screw it up and later will regret for it. 

When you talk in phone you cannot understand everything he or she wanted to say as you will not let him or her to talk.

Another important problem in dealing with any problem over phone is that, he or she cannot express everything. Communication not only includes language and talking, but it also body language, the expression we see directly. Sometimes we cannot explain everything in words. Humans are using non verbal, gestures and other kinds of communication from thousands of years and all the animals are using it from millions of years. It is really important to talk directly instead of talking over phone.

Education: going away from America

Can you believe that the literacy rate of our nation's capital is less than the literacy rate of a developing country's average city? Take any city randomly and compare it with Washington DC. You will know our position in the world. One third of the population in Washington DC is illiterate.

We have the same problem in every state.  Only one fourth of the population has a college degree. Most of them are students from foreign countries. Even most of our colleges prefer foreign students. They go around the world in search of students as if we don’t have people in our country. Why don’t they search within the US? We got more than 300 million people in our country. But we can’t blame the colleges and universities. The problem is not in them, the problem is in us. We don’t give importance to our studies. We allow foreigners to overtake us. They come here to get education. Some of them get back to their country and some of them get a job and work here as our boss. Education is important for any individual as well as the country.

We also lack in understanding mathematics and science compared to others around the world. This is a problem of our education system. We need a change in the education system. That can be done by government. We need to learn a lot from other countries as well. I have been to 32 countries and learned many things, in which we are lacking in.

The parents have the duty to educate their children. Don't blame the government for everything. And don't allow children's to decide everything on their own. They should be the decision maker for their life but you should help them in deciding the right thing for their life. Tell them the pro and cons of every step.

We are proud of many organizations in our country as we got organizations leading the world. From business organizations like Microsoft, IBM etc to other organizations like NASA. But do you know that most of the people in all those organizations are from foreign countries.

Another reason for these problems is that we give more importance for entertainment and don’t care about our future. But the last recession cleared its importance. Think about yourself and your future. Take some time to think. Thinking doesn't mean to think while watching TV or while working somewhere. It means be free and alone. You can do it in your room or go to any park, sit and start thinking in fresh air.


We Americans are losing many things in which others are becoming masters. I hope to build a better America.

What is Women's development

Usually I don’t talk about this topic much because I give equal respect to everyone. But I have taken this topic because I don’t see anyone else talking about it.

I have been listening about equal rights to women all my life. Men are ready to treat women equally. But the problem is with women. I respect every men and women who has succeeded in their life (or work hard to achieve something) in any area like scientists, entrepreneurs, farmer, doctor, lawyer etc.

In this century everyone has equal opportunity of achieving anything. Women all over the world wanted to develop them, do all the jobs that men can do and get sane respect. But what are the jobs most women end up with, sales, modeling, acting, anchoring, waitress, etc where the company needs physical attraction to attract customers. Most of the teenage girls aim to become a model or actress. But as they reach their high school they change their ambition as they know that it’s very competitive area and there are millions of girls aiming for it. Is this the development women wanted from centuries? Are women really born for physical attraction? Are they really sex toy for men? (I am sorry to say this. I never wanted to use these sentences).

For centuries women’s didn’t received the respect they needed. But now when men are ready to respect them, they behave as if they don’t want it. I know many women who have achieved great things and many women who have dedicated their life for some purpose. I respect them all, but that list is not big enough. What an average girl or women care for is make up, attractive dress, and fancy stuffs so that boys or men will look at them. Why don’t they aim to invent something or starting a business or achieving a top level position in a multinational corporation?