Riskless Investments

Investment is putting money into something with the expectation of gain, that on thorough analysis, has a high degree of security of principle, as well as security of return, within an expected period of time. Everyone invest his\her money somewhere. Investment also involves risk. The risk level of the investment depends on how much money is involved and how much return does we expect from it.
But many of us are either afraid to invest or dont know much about investments. For those people  their are some risk free investments.

1. Bank deposits:   The easiest way to invest your money. Even though its doesn't give much returns like other investments, its still a better option. You can use the CD i.e Certificate of deposit ( or term deposit). It offers a higher interest rate and is virtually risk free.
2.Retirement plan(401k): Investing in your retirement plan is a best place to invest. Its very useful if we utilize it well. Many of us realize its important very lately, when we have few years for retirement.
3. Real estate: Investing in the real estate is never considered to be a waste. Every year the value increases. Even though it is risky while buying it, but if you own it, its never considered to be a loss.
4. Gold:  It is been used as an investment from years. Of all the precious metals, gold is the most popular as an investment.^[1] Investors generally buy gold as a hedge or harbor against economic, political, or social fiat currency crises (including investment market declines, burgeoning national debt, currency failure, inflation, war and social unrest.) Its known to everyone that whenever their is a crisis like war or stock market crashes, gold value increases. As per my analysis gold value is increasing at the rate of 30% p.a.
Their are plenty of ways to invest your money but these are simplest risk free investments for people who either are not ready to take risk or don't know much about investing.