Time to save

A year ago I told my friends and colleagues that, in a couple of years we will have more poor and below poverty people than we had in the 60's. Everyone thought that i am kidding. But now they realised that i was right. Well its not the time to prove who is right and who is wrong. Its time to realise that we are not doing the right thing. I dont want to talk about the statistics or government records. I am here to tell what an average person can do.

Most of the Americans either dont have a job or are earning less money than we should earn. There are a lot to do to improve and get our country to a better position. But to start, at first we need to stabilze individual citizens position. We cant earn more money but we can start spending less money. I always advice people on savings.

It is a known fact that Americans spent more money than others.  But its time to change things. I have been to more than 30 countries and realised the difference between us and others. Many of you know that i am a 24 years old successful professional accountant making more than 80k a year. But only few of you know how i spend them. In the next part i will talk about how i live and save money. In the third part i will tell you about how an average American can live a better life and what are the waste spendings he/she can avoid.

Sit and talk

Some people say that silence solves the problem. But its not true in all the situations. Sometimes silence increases the problem. When people argue for small reasons, they fight over it and then stop talking to each other. This is not good especially in family arguements. The only aolution to solve it is to sit and talk.
Most people think that its the toughest thing to do. But its the easiest way to solve the dispute. It takes a minute or two to solve a problem but many of us dont do. There are few reasons for why people dont prefer this way. Some people are afraid to talk, some people dont talk due to their pride and some people has no idea of what to do.
Later they realise that they could have solved the problem but its too late but until then the problem evolves and that makes it more complicate to solve.
The very first thing to do is to think with a cool and neutral mind. The next step is to talk to him/her. Even he/she will have the same problem or may be waiting for you to start.
Talking  and convincing others is an art. The way differs for different cases. I will talk about convincing different people in another post, including convincing parents, boyfriend/girlfriend, friends, colleagues, strangers and boss.

How to choose your life partner

I was getting a lot emails from people asking to write on this topic. It is an important topic but there are no universal points to describe this topic. It depends on individual. So as I said in my other blog, for better result contact me and tell me about you. But I didn’t expect hundreds of emails. It’s good that people really care about themselves. Everyone who wants to know can contact me. But for those who don’t like to ask personally, these are some steps to follow.

Selecting the right person to share the rest of your life is an important step for everyone. But most of us don’t do it in the right way and it results in fight and then separation. There can be many reasons for the fight and separation but if he/she would have selected the right person for his or her life then he or she wouldn’t faced that problem. Your fight not only affects you, but it also affects your kids and their future. That doesn’t help them in becoming a good person in the society. So, selecting the right person is not only good for you, but it is also good for the future generation and the society.

There is no universal set of characters or features to find a perfect person. It differs from person to person. So I am going to tell you about how to select your future spouse, not what you should look for. 

Find similarities and differences. You should not select either a person who completely matches you or a person who is completely opposite to you. In some cases, he or she should be opposite to you and in some cases he or she should be like you. For example, in every family either the wife or the husband should be frugal and other one generous. Both of you should have common things like, if you like to travel a lot and enjoy your weekends to some adventures place but your spouse like to spend his or her time in home. There are dozens of features to look for. 

Another important thing is to be honest to you.  People select their life partner is like kids select a toy. Kids don’t look at the disadvantages of the product. Sometimes a single feature of the product covers all the disadvantages. We stick with the feature to fool ourselves and think of all other points as useless. Just like the smokers. The smokers know that smoking will kill them but still they can’t quit it. 

Be honest to yourself and ask yourself about what do you like about him or her and what you don’t like about him or her. The main problem in love and relationship is that, you don’t see the negative things about him or her. You know about his or her negative feature but you try to cheat yourself and think that it’s not important. That’s why love is blind. It is not blind because the person in love can’t see but it is blind because they can’t think. It don’t cover your eye, it covers your mind. 

Another way to know is by asking someone who cares about you. Ask your family and friends. I prefer to ask your parents. They are the people who know more about us than any other person. They will tell you about what kind of person can manage his or her life with you. 

Another simple way to know whether you can live a happy life with him or her is by comparing him or her. You should compare each of his or her character with someone you know. No two people are similar so compare with different people. For example, if he or she is short tempered, lazy and car lover. Then look for any of your friends or family members who are short tempered and think on how to you behave when they are angry. Do this with his or her other characters and get a result by combining all of his or her characters.